Reclaiming Bank Charges????

Hae any of you tried this???

Any success stories?......Tips to share???

Here's some fab templates if it's something you're considering doing! - Keep us updated if it's something you're going to try!!!

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

Good Luck!

I'm doing this at the minute.

I've got all the way to the court stage and haven't heard anything!

Sent of the letter and £10 for the list of charges. Came about 4 weeks later along with the cheque as a good will gesture! lol

Waited for ages, they took too long so I filed a claim against them.

They had 28 days to file a defense, then I would win by default.

They filed on the last day!

So then I got a letter telling me they'd filed a defense and disputed all monies I was claiming, and I was to wait for a court date.

I KNOW they won't go to court. Not one bank has done this, but still, it'll be ages until I get my money back.

I'm claiming £1200 (£120 for the court fee) from HSBC.

Oh No Gem.......What a pain - it does seem from articles I've read that they do drag it out. Obviously in the hope that the consumer will give it up as a bad job ....So DON'T!!!!

On bank had actually WON a case now - it was a couple of weeks ago - pretty convince it was Lloyds TSB

Still, the advice I've read despite this is to press on hun......let us know how you get on won't you?

Everything crossed for you!

E xx

Gem, here you go - just for your information:

http://www.myfinances.co.uk/news/bank-accounts/current-accounts/bank-wins-court-battle-on-current-account-charges-$473740.htm

Don't let it put you off though - Martin Lewis was on television last week saying that this should by no means be treated as a landmark ruling.

E xx

Thanks for that. I guess I should start chasing them up before all courts do the same! lol

No idea how to though.